(a) Bank Rate (b) Open Market Operations (c) Variable Reserve Ratios (d) Credit Rationing
(a) For many years the presidency banks had acted as quasi-central banks. (b) The Bank of Hindustan was liquidated during 1829-32 (c) General Bank of India was an unsuccessful bank and was dissolved in 1791. (d) Bank of Calcutta was renamed as Bank of Bengal in 1921.
List I List II (a) Pillar 1 (i) Supervisory review process (b) Pillar 2 (ii) Market discipline (c) Pillar 3 (iii) Minimum regulatory capital requirements based on Risk Weighted Assets (RWAs)
Column I Column II (a) Interbank call market (i) Money market (b) Commercial Bills (ii) Promissory note (c) Commercial paper market (iii) Short term maturity (d) Treasury bills (iv) Government papers
(i) Automatic balance voice out (ii) Inquiry all term deposit account (iii) Direct cash withdrawal (iv) Utility bill payment (v) Voice out last five transactions
Assertion (A): “Banks globally are facing more challenges now, and Macro sustainability is a necessity but not sufficient for sustainable economic growth”. Reason (R): “Putting regulations in place is only one part and their implementation is equally important for achieving growth and sustainability.”